Defcredit // Loans

Used Car - Secured Defcredit's Used Car Loan Rates - with 10% deposit Annual Rate % Comparison Rate % Used cars less than 3 years old 10.45% pa^ 10.56% pa* Used cars 3 to 5 years old 11.70% pa^ 11.81% pa*

Defcredit's Used Car Loan Rates - less than 10% deposit Annual Rate % Comparison Rate % Used cars less than 3 years old 11.19% pa 11.30% pa* Used cars 3 to 5 years old 11.95% pa 12.06% pa*

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Issue Date: 28 July 2008

^ Where 90% or less of vehicle purchase price plus on road costs and where applicable, comprehensive insurance is financed. * Comparison rate is based on $30,000 loan over a 5 year term. Fees and charges are payable. Terms and Conditions available on request. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayments fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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