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True Blue Credit Card
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Enjoy low rates and no gimmicks
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The real way to enjoy life is to have more dollars in your pocket. And the easiest way to do that is enjoy a credit card with lower rates and lower fees.
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True Blue - built to save you dollars.
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When we created the True Blue Credit Card, we decided not to include rewards programs or points systems because they usually carry higher interest rates to cover their costs. What we are offering is just a simple, solid credit card with low rates, and the international backing of Visa. It’s no wonder it’s been awarded by independent experts.
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Low interest rates on all transactions
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Unlike other cards that offer different rates for the way you use your card, you'll enjoy the one low rate for balance transfers, purchases and cash advances.
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With a True Blue Credit Card, you’ll receive:
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- A low start rate of 4.99%p.a.* for 6 months
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- Low ongoing rate of 12.49%p.a.*
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- Up to 55 days interest free
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Quite simply, with lower interest, you’ll be saving more by paying less on outstanding balances each month. And unlike other cards, if you transfer a balance from another credit/store card and haven’t paid off your transferred balances after 6 months, you'll still enjoy our normal low ongoing rate of 12.49%p.a.
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Start rewarding yourself today.
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Unlike the long wait to collect points on other cards, it’s easy to switch to a True Blue Credit Card and start saving right away.
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> Apply now
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> View interest rate
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*Terms and conditions, fees and charges apply and are available on application. Offer not available to exisiting Defcredit True Blue Credit Card holders. 4.99%p.a. applicable for the first six months which then reverts to the variable credit card rate which is currently 12.49%p.a.
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Not a member yet? It's easy!
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Browse the benefits of membership and apply today
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