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Effective 20 January 2010
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Savings accounts
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> National Access
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> Max-E Saver
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> I-Saver
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> Cash Management deposit
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> First Home Saver account
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> Defcredit Super Assured - Retirement Savings Account
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> Budget Savings
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> Christmas Savings
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> Pensioner Deeming
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> Kids Club
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> Interest is earned on that part of the balances that exceed $249.99
> Interest is calculated daily on the closing balance and credited on 31 March each year.
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> Go to National Access account
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> If a deposit is made during the month with no withdrawals, a bonus of 3% p.a
interest is paid
> Interest is calculated daily on the closing balance and credited on the last day
of each month.
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> Go to Max-E Saver account
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> Accounts with $5,000.00 or more receive the higher tier rate on the full balance
> Interest is calculated daily on the closing balance and credited on the last day
of each month.
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> Go to I-Saver account
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> Account balances earn interest according to the applicable tiered interest rate on
the entire account balance
> Interest is calculated daily on the closing balance and credited on the last day
of each month.
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> Go to Cash Management deposit
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> Interest is calculated daily on the closing balance and credited on 30 June each year.
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> Go to First Home Saver account
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Defcredit Savings Assured - Retirement Savings Account
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> Account balances earn interest according to the applicable tiered interest rate on the entire account balance. Interest is calculated daily on the closing balance and credited annually on 30 June.
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> Gross rate of interest before deduction of government earnings tax.
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> Interest on each term deposit is calculated daily and is credited at the end of the term selected. Interest, when credited, is then paid into your RSA Variable Rate account.
> Gross rate of interest before deduction of government earnings tax.
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> Go to Defcredit Super Assured - Reitrement Savings Account
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> Interest is calculated daily on the closing balance and credited on 31 March each year.
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> Go to Budget Savings account
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> Interest is earned on that part of the balances that exceed $249.99
> Interest is calculated daily on the closing balance and credited on 31 October each year.
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> Go to Christmas Savings
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> The first $42,000.00 earns interest at the lower interest rate regardless of account balance
> Interest is calculated daily on the closing balance and credited on the last day of February, May, August and November each year.
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> Go to Pensioner Deeming account
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> Interest is calculated daily on the closing balance and credited on 31 March each year.
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> Go to Kids Club
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> Back to Top
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* Terms and Conditions Apply
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