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you are here: home /  products & services /  loan products /  home loans /  flexi choice Thursday 20 November 2008
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Defcredit // Flexi Choice


Flexi Choice



Our Flexi Choice variable or fixed interest loan provides you with flexible repayment and savings access options. The reduced interest rate and low upfront fees coupled with mortgage offset facilities (on variable interest loans) make this loan a good financial choice. By depositing additional funds or making more frequent repayments you can even reduce the loan balance faster.

Although an annual fee applies, it more than pays for itself through a reduced interest rate, lowering transaction fees and offsetting upfront costs.


  • Split loan options

  • Fix your interest on all or part of your loan for 2 or 3 years

  • Loans covering up to 95% of the value of your property available

  • Mortgage offset on variable interest loans

  • Flexible repayment frequency (variable interest loans only)

  • Redraw on variable portion of your loan

  • Save up to $600 on upfront fees

  • Pre-approved debit Visa Card and $10,000 overdraft

  • Free ATM/EFTPOS, cheque book and BPAY transactions.

  • Ability to transfer loan to another suitable property


* Terms and conditions apply.

> Apply now

> Check interest rates
> Get an obligation-free home and contents insurance quote
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