Defcredit // Account Comparison Chart


Account


How to Make a Deposit


How to Access Funds


Terms & Conditions




National Access account
  • At a branch
  • By mail
  • Direct Credit from your pay
  • Bank@Post
  • Telephone Banking Transfer
  • Online Banking Transfer
  • At a branch
  • Personal Cheque Book
  • Direct Debit
  • At a Post Office using Bank@Post
  • BPAY
  • ATM/EFTPOS
  • By mail
  • Telephone Banking Transfer
  • Online Banking Transfer
  • Nil

> Go to National Access account
> View rates


I-Saver account
  • Direct Credit from your pay
  • Telephone Banking Transfer
  • Online Banking Transfer
  • Telephone Banking Transfer
  • Online Banking Transfer
  • Direct Debit
  • Higher interest rate for balances greater than $5,000
  • Transfers in and out of the account are through Online Banking and Telephone Banking only

> Go to I-Saver account
> View rates


Max-E Saver account
  • At a branch
  • Telephone Banking Transfer
  • Online Banking Transfer
  • By mail
  • Direct Credit from your pay
  • Telephone Banking Transfer
  • Online Banking Transfer
  • Make a deposit and have no withdrawals during the month and earn bonus interest of 3% p.a.
  • Transfers out of the account are through Online Banking and Telephone Banking only

> Go to Max-E Saver account
> View rates


Term Deposits
  • At a branch
  • By mail
  • By telephone to the Defcredit Contact Centre
  • At a branch
  • By mail
  • Defcredit cheque at maturity
  • Minimum deposit $1,000
  • Terms 3 - 24 months

> Go to Term Deposits
> View rates


Christmas Savings account
  • At a branch
  • By mail
  • Direct Credit from your pay
  • Telephone Banking Transfer
  • Online Banking Transfer
  • At a branch
  • Direct Debit
  • Telephone Banking Transfer
  • Online Banking Transfer
  • Nil

> Go to Christmas Savings account
> View rates


Cash Management deposit
  • At a branch
  • By mail
  • Direct Credit from your pay
  • Telephone Banking Transfer
  • Online Banking Transfer
  • At a branch
  • By mail
  • Direct Debit
  • BPAY
  • Telephone Banking Transfer
  • Online Banking Transfer
  • Nil

> Go to Cash Management account
> View rates



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